The National Center for Federal Benefits Counseling (NCFBC) is a private independent organization and is not endorsed by, sponsored by or affiliated with the United States federal government or any government agency. NCFBC does not make any representations or warranties of any kind, expressed or implied, as to the accuracy of the information, content or materials contained in this website. NCFBC does not dispense tax, legal, or investment advice and does not engage in the solicitation of securities. The acronyms used in this website in reference to federal government employee benefit programs are registered trademarks of the United States federal government.